Options trading: good or bad?

July 14, 2023 0 Comments

You’ve probably heard people refer to options as a risky venture, similar to gambling. And it is true that options trading can be very risky, especially when done with minimal knowledge and preparation. The average stockbroker or financial planner does not have enough knowledge of options to guide them in the use of options in …

Get Government Grants for Minorities – Free Money That Never Has to Be Repaid

July 13, 2023 0 Comments

Minorities may have the opportunity to receive up to $50,000 by applying for minority government grants that never have to be repaid. Most grants are obtained through state and federal agencies, but many people are unaware of the billions of dollars in private foundation grants that are also available. Government grants for minorities are awarded …

California 433a and Manufactured Housing Engineering Foundation Certifications and HCD Form 513C

July 11, 2023 0 Comments

We get questions about the California 433a process quite frequently at our office. In this article I will answer the following questions about manufactured homes in California: What is California Form 433a? What does a 433a document recorded in California accomplish? What is the process for filing a California 433a? So, let’s go ahead and …

5 real estate marketing options

July 9, 2023 0 Comments

A home sale typically occurs as a result of a combination of curb appeal, location, pricing, marketing, negotiations, and a few other factors. This article will briefly focus on some of the options, in terms of how homes can be marketed, why one might be better than another (in certain circumstances), cost, effectiveness, and usage …

Buying Real Estate in the Down Market

July 7, 2023 0 Comments

When you are planning to buy a house in a down market condition, it is very essential that you know all the things that will help you get great deals. When there is a slow real estate market, house prices go down. This is the most appropriate time to buy a property, since you will …

How to save money with an Orlando vacation rental

July 6, 2023 0 Comments

Everyone needs a vacation once in a while, and your family is probably no different. But let’s be real: With gas prices skyrocketing and already high hotel rates on the rise, it’s getting harder and harder to take an affordable vacation that won’t break the bank. When it comes to containing costs, it’s always better …

Three reasons why loan applications are denied

July 5, 2023 0 Comments

Most people only seek a loan when they are in dire need of funds. These funds can be used for emergencies, a new car, and even home repairs. Whatever the reason a person needs a loan, it can be disappointing when they turn it down. Thanks to the Equal Credit Opportunity Act, lenders are required …

Writing for maximum creativity: Do you think you are creative? Try this!

July 4, 2023 0 Comments

retell a story An online survey was conducted to determine the most popular fairy tales of all time. You are familiar with all the winners. They are some of your favorites and mine. But let’s show some creativity, shall we? How about some plot twists to make the story less predictable? How about a unique …

Tax on fatty foods to pay for health care? A modest proposal – Pros and cons

July 3, 2023 0 Comments

Contributing to various health problems such as cancer, stroke, diabetes, and high blood pressure, obesity has become an epidemic, affecting almost half of the US population. The number of obese people has doubled since 1985, leading to a 30% increase in health premiums. The overall financial costs of obesity are greater than those of alcoholism …

A Florida Mortgage for UK Citizens

July 1, 2023 0 Comments

Investing in property in Florida has become a very hot topic among UK citizens. Spurred by value pricing, strong inventory and rental growth in Florida, along with favorable currency exchange rates, UK investors are earning sizeable returns with little or no upfront investment. As of this writing, 1 British pound is worth almost 2 US …