Why an Independent Insurance Agency?
Whether you’re in the market for homeowners, renters, auto, commercial, property, workers’ compensation, life, general, or any other insurance, you want the most personalized plan at the cheapest quote. However, as a layman, it all seems so puzzling. Adding to the complicated insurance jargon, it’s certainly hard for you to accurately assess your needs, let alone find the right insurance source to get the right policy at the right price.
What you need is a specialist, someone who really understands all the ins and outs of the insurance world, someone who will gladly take the time to review your individual situation along with any existing coverage you may have. Plus, you need a trusted source that can set up all aspects of custom protection for you.
Who do you turn to for matters as important as the protection of assets, properties, businesses and the like? Ask anyone who knows the industry and they will direct you to an independent agency that is entitled to do direct dealings with many of the major insurance companies. Unlike a dependent agency or a single company representing itself, the independent agency has no ulterior motives for recommending one insurance company over another. Associated with an extensive network of insurers, this type of agency searches through your set of connections to find what works best for you. Equipped with a list of all kinds of policies, there’s no reason to settle for anything but the optimum.
The Independent Agent: Assembling the Pieces of the Puzzle for the Client
An experienced independent agency has your best interests in mind, as
– Emphasizes customer needs above all else
– Clarifies any questions about the different policies.
– Goes out of their way to locate custom coverage with a nice quote
However, finding the agency that cares about the client in the way that you want also requires a bit of research. This is because not all independent agencies are equal in excellence. Although any insurer can claim to have a close connection with any solid insurance company, there are variations on the type of bonus they enjoy. In order to profit from dealing with a truly winning broker, the client must link up with an establishment that has superior access to qualifying compensation. In addition, it is imperative to find an agency that is comprehensive, from before the sale, during the sale and after the sale, willing to act as your strong advocate, even when there is a claim.
Before you sit down with an insurer, make sure you’re sitting down with someone with the skills and strong ethics to make you a satisfied policyholder.